Researchers challenge the 4% retirement rule with a 'flexible 3%' alternative
Advisors may want to rethink one of the industry's retirement rules of thumb. Two researchers suggest swapping the traditional 4% withdrawal rate for a "flexible 3%" rule to lower failure rates for longer time horizons.
Sources
- T1Researchers challenge the 4% retirement rule with a 'flexible 3%' alternativeAmerican Banker (headlines)